
Not all insurance agents are the same.
Choosing the right one can make a big difference – in price, service, and value.
Florio Insurance Services has over 20 years of experience in the insurance industry. Our entire careers have been about serving the best interest of our customers.
We are an independent insurance agency – meaning we do business with multiple insurance companies. This allows us to compare protection and prices, to find the best value for you with a number of top-rated insurance companies. We’re not computers – we are real, live members of the community, and we’re committed to being your advocate in times of need.
Hello, I'm Kelly Florio, the owner of Florio Insurance Services. My career in the insurance industry began in 2004 when I joined my father's agency. Although he has since retired, I cherish the invaluable experiences and knowledge I gained working alongside him.
During that time, I not only gained insights into the industry, but I also witnessed my father's journey in building a highly successful business. Again and again, I watched him go above and beyond for his clients. I founded this agency with the aim of delivering the same level of exceptional service and dedication.
Over the years, I’ve noticed significant shifts in the insurance industry. From rising prices to gaps in coverage, these changes can pose challenges for many. Our goal here is to assist clients in navigating these difficult times effortlessly. As an independent agency, we can offer a variety of options in this dynamic market, ensuring individuals like you find the coverage that best suits your unique needs and keeps you properly protected.
Thank you for visiting our website! We sincerely appreciate your interest and hope you'll consider becoming a part of our insurance family.

Why an Independent Agent?
Independent insurance agencies, like Florio Insurance Services, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances.
Here are a few reasons why Florio Insurance Services should be your first and last stop when looking for insurance:
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We are not beholden to any one company. This means you don’t have to change agencies as your insurance and service needs change.
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We are your consultants, working with you as you determine your needs.
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We are value-hunters who look after your pocketbook in finding the best combination of price, coverage, and service.
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We can periodically review your coverage to keep up with your changing insurance needs.
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We are committed to customer satisfaction – it’s the key to our livelihood.
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We treat you like a person, not a number.
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We are licensed professionals with strong customer and community ties.
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There is a difference. To find out how our independent insurance agency can help you find the right insurance coverage, please contact Florio Insurance Services today. Give us a call at (516) 738-5244.




